Onboarding & KYC - video KYC, OCR, sanction screening, risk scoring, drop-off optimization
Industry
Software for fintech and BFSI - built to ship, scale, and stay compliant.
Lending, payments, wealth, insurance, neobanking. We engineer the customer-facing apps, the back-office platforms, and the compliance-ready infrastructure underneath.
Overview
Indian financial services is in the middle of its biggest digital transformation in a generation. UPI volumes keep doubling, the Account Aggregator framework is live, ONDC is reshaping commerce-finance integration, and the DPDP Act and RBI's digital-lending guidelines are tightening operational requirements every quarter. We engineer software for fintech and BFSI customers that ships fast, scales under real load, and stays compliant under real audit pressure.
Where we help
Challenges we solve in this industry
Lending platforms - origination, underwriting, disbursement, collections, with full audit trails
Payments & settlement - UPI, cards, wallets, reconciliation, dispute management
Wealth & investment - portfolios, advisory, robo-advisory, MFCentral and CAMS integrations
Fraud & risk - real-time scoring, device fingerprinting, AML/CFT, transaction monitoring
Customer copilots - AI assistants for relationship managers, advisors, and customer service
Capabilities
How we work with BFSI & Fintech teams
Engineering disciplines, shaped to the realities of this industry.
AI Integration
Fraud detection, underwriting copilots, automated KYC, customer copilots.
Learn moreCybersecurity & Compliance
RBI, DPDP, SOC 2 / ISO 27001 controls implemented end-to-end.
Learn moreCloud & DevOps
Multi-region active-active, RBI-compliant data residency.
Learn moreMobile Application Development
Consumer-grade native apps with offline-aware design.
Learn moreComplex Web Applications
Onboarding portals, lending platforms, wealth dashboards.
Learn moreData Engineering
Risk warehouses, regulatory reporting, real-time analytics.
Learn moreConfidence layer
Regulatory & compliance
RBI Digital Lending Guidelines (DLG) compliance built into product flows
DPDP Act readiness - consent flows, data fiduciary controls, DPO documentation
SEBI Cybersecurity and Cyber Resilience Framework (CSCRF) alignment
IRDAI cybersecurity guidelines for insurance products
ISO 27001 and SOC 2 controls across the platform
PCI DSS for payment card flows
RBI data localization requirements
Stack
Technologies & integrations
Industry-specific systems we plug into routinely.
Account Aggregator (Finvu, OneMoney, CAMSFinserv, Anumati)NPCI rails (UPI, IMPS, AePS, BBPS)RazorpayCashfreePayUStripeAdyenHyperVergeKarzaSignzyDigioCIBILExperianEquifaxCRIFONDC buyer/sellerFinacleFISTemenosAWS Mumbai/HyderabadGCP Mumbai/DelhiHSM-backed key management
FAQs
Frequently asked
We architect for RBI's "store data in India" requirement using AWS Mumbai/Hyderabad or GCP Mumbai/Delhi regions; sensitive data never leaves Indian boundaries.
Yes - we build the audit trails, control documentation, and runbooks inspectors actually ask for.
Yes - RBI-compliant V-KYC flows including liveness, OCR, and sanction screening, integrated with leading providers.
All three. Engagement model varies - project, retainer, or fractional team.
Typical disbursement-ready MVP: 14-20 weeks with KYC, underwriting, and disbursement live.
Capabilities
Related capabilities
Service
AI Integration
Retrieval, agents, classification, copilots.
Learn moreService
Cybersecurity & Compliance
Application security, cloud hardening, and audit-ready compliance - designed in from the first line of code, not bolted on after the breach.
Learn moreService
Complex Web Applications
Multi-tenant SaaS, internal tools, real-time dashboards.
Learn moreSpeak to an expert
Building something in BFSI & Fintech?
An AI-first software studio turning ambitions into outcomes with surgical precision.